Law Office of Linda M. Knoerr, P.A.
Hurricane damages can be catastrophic and insurance claims do not always pay for the actual damages incurred. Hurricanes can destroy properties, towns, cities, and even counties. Insurance companies should immediately pay policyholders for the loss do to the property damaged from a hurricane, or hurricane related weather back to its pre-loss condition. Unfortunately, the insurance companies are in business to make money and receive premiums for a risk factor and are not always in the position to pay each claim promptly or adequately.
Policyholders/insured don’t always know what the policies allow when an event like a hurricane occurs. No one expects a hurricane or prepares for their property to be damaged or destroyed. Policyholders have a right to demand all funds available, even excess of the full amount as shown on your declarations page of your policy for the property that has been damaged. Not only does the policyholder have the right to enforce full payment they have a right to sue their carrier when the insurance company does not fully and promptly pay the loss. After a hurricane, policyholders expect their insurance companies to do the right thing. Not every claim will be paid promptly or adequately. Devastating hurricane losses may leave the policyholders with a scenario to not have the ability to contact their insurance company.
Contact your insurance company and your agent, then go to the website of your carrier to put in the claim. seek online claims help for the carrier that you have immediately, or hire the Law office of Linda M. Knoerr and we will make sure that the claim is filed properly, and move forward with you to assist you with a positive result.
If you are not paid fully within the first 90 days after a loss contact our office so that we may assist you with properly collecting the funds available. This will allow you to rebuild your property. We have been involved with hurricane losses since hurricane Andrew (August 24, 1992). We have experience with hurricane losses and it is our soul area of law practiced for over 20 years. Every insurance company has attorneys working for them and so should you. Florida law provides attorney’s fees to be paid by your carrier for your attorney with a positive result under most scenarios.